February will be the first month that Michael and I write out our budget before the month begins and we will attempt to stick to Dave Ramsey’s Guide to Budgeting. We’ve used techniques like his before but somehow always take money out of other categories when we go over. It is something we really want to work on – especially because there are so many things we want to funnel our money to.
I started creating a worksheet we could use and then thought it would be a great idea to offer it on Etsy just in case anyone isn’t handy at coming up with their own sheet or doesn’t like some of the others that are online. Don’t get me wrong – this one I am about to share with you is what makes sense to ME. It may not work or be good for you. And who knows? Maybe after I use it a few months I’ll want to make a few changes based on use and how it goes. We shall see
If you’re interested in the printable, check out the sample below and head over to my Etsy Digital Designs shop to purchase. Fingers crossed we can stick to writing out our budget before February rolls around!